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Membership Benefits

As a member of Upward Credit Union, you'll enjoy the finest of services with the convenience only your credit union can provide! Why do so many people already belong, and why should you, your family and co-workers join your credit union?

The Reasons Are Many and Here Are Just A Few!

  • Credit Unions are not-for-profit so they can offer better rates and lower fees.
  • Credit Unions are owned by its members and experience a feeling of 'family'.
  • Credit Union members vote for their Board of Directors who set the course of the institution.
  • Credit Unions offer the safest insurance fund for their members' deposits.
  • And, most of all, credit unions really do care about their members and their financial needs!

Upward Credit Union Offers You All The Above Benefits and Then Some!

  • High yielding savings plans, Checking Accounts with no monthly fees or per check charges, Term Certificates, Money Market Accounts, and more.
  • Wide variety of low cost personal and automobile loans.
  • A low rate VISA Gold Card with no annual fee for life!
  • VISA Classic Cards with a low rate and no annual fee.
  • Outstanding First Mortgages for all types of properties.
  • Great Second Mortgages and Home Equity Credit Lines.
  • Visa Check Cards (also known as Debit Cards) can also be used for ATM access and point-of-sales transactions.
  • 'Account Monitor' 24-hour automated telephone access for inquiries or transactions.
  • Direct Deposit of your paycheck, retirement, SSA, etc.
  • Payroll deduction.
  • Membership Select Dental and Vision Plans.
  • New and Used Automobile buying service referrals.
  • Cashier check and much more!

Take a look at some additional information from other important credit union partners and agencies.


Discover Sprint's Network Reliability & Cash Rewards.

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The BENefits of membership keep getting better! Right now, Upward Credit Union members can enjoy the reliability of Sprint’s network and a $100 cash reward for every new line you activate with Sprint®. Plus, get a $50 loyalty cash reward every year for every line.

You can also enjoy the reliability of Sprint’s network, which now beats T-Mobile and performs within 1% of AT&T & Verizon*. And, a great price for fully featured Unlimited.

You'll get:

  • $100 cash reward for every new line you activate with Sprint
  • Current Sprint customers receive a $50 cash reward for every line transferred into Sprint Credit Union Member Cash Reward
  • $50 loyalty cash reward every year for every line
  • 25% off accessories with the Sprint Credit Union Member Cash Rewards program

How you get it:

  • Become a Sprint customer and mention you’re a credit union member.
  • Register at
  • Allow up to six to eight weeks to see rewards directly deposited into your credit union account.

Call 877.SAVE.4.CU. (877.728.3428), visit or stop by your local Sprint retail location.

Just tell them you're a Credit Union Member to get this exclusive discount. Ask to be attached to the NACUC_ZZM Corporate ID.

*Claim based on Sprint’s analysis of latest Nielsen drive test data for average network reliability (voice & data) in top 106 markets. **Application of discount requires 2-year contract extension on existing plans. Verification of membership is required at time of activation/upgrade. All rights reserved. Sprint, the logo, and other trademarks are the trademarks of Sprint Nextel. 2010 Sprint Item #800-8 ©2010 CU Solutions Group 05/11 2614

Need dental coverage, or additional savings for dental procedures?
Upward CU is happy to introduce Bloom Dental

Screen Shot 2017 04 05 at 2.01.57 PMBloom Dental in San Mateo offers convenient and cost-effective dental care, including a subscription service for those without insurance for as little as $25.00 a month. For subscription patients, Bloom Dental offers 25% off procedures, in addition to covered cleanings, exams, and x-rays. In addition to the subscription service, Bloom Dental also accepts many insurance plans. Bloom Dental is a state of the art provider with benefits that range from paperless charts, dental x-rays, 24/7 access to make appointments, and a new Bluetooth connected electric toothbrush for patients. Visit them at for more information.
The California Academy of Sciences Discount Tickets

Save 15%! Visit
Sales Code: El CaminoCCUL
First time buyers need to set up a profile.
cal academy sciences
The California Academy of Sciences is located in San Francisco’s Golden Gate Park.
While at the Academy, guests can experience one of the most biologically diverse and interactive aquariums in the world, including new and rare species that have never been displayed in a public aquarium before. Guests can learn about cutting-edge scientific data in the stunning visualizations of the planetarium. In the natural history museum, they can come face to face with a colony of African Penguins and compare fossils of our early human relatives. And our living roof is more than just beautiful. Edged by solar panels, the roof's seven hills (like the seven hills of San Francisco) are home to 1.7 million plants in just 2.5 acres. Your ticket includes all attractions.

LegalAccess-LogoAccessFirst Legal Hotline
As a member of Upward Credit Union, you are entitled and automatically enrolled in our AccessFirst Legal Hotline Plan. You'll receive monthly coverage, unlimited website information, legal documents, and legal assistance. All at no additional charge! Click here for more information.

*No monthly or annual membership fees. Includes unlimited access

Auto and Homeowners Insurance Program

What if you could SAVE hundreds of dollars a year and still get excellent BENEFITS? Click here to find out more!



Saving on health insurance can be easy with the TruStage Health Insurance Program.

You could save $434.39 a month on health insurance. Enroll by January 31st. Act now.

Need health insurance?
The open enrollment period runs from November 1 until January 31.

  • You could save $434.39 a month on health insurance.*
  • More than 75% of applicants qualify for financial help.**
  • GoHealth advisors can help you find the right plan for you and your family.

Act now! Call 1-888-416-2166 or go to today.

© TruStage, 2015. All rights reserved.

The TruStage Health Insurance Program is made available through TruStage Insurance Agency, LLC and GoHealth LLC. GoHealth LLC is licensed to sell nationwide and operates in all states with the exception of Massachusetts, Hawaii, Vermont and Rhode Island. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

*Families eligible for the Advance Premium Tax Credit save an average of $434.39 per month on their health insurance when they shopped through GoHealth (2015 OE). **Over 75% of those who enrolled through GoHealth are eligible for the Advance Premium Tax Credit to lower the cost of their health insurance (2014 OE)



California Credit Union League
As the largest state trade association for credit unions in the United States, the League fosters continued growth through advocacy, education, information and leadership.

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Dept of Business Oversight

California's Department of Business Oversight ensures the integrity and stabiliy of the state's financial services system through regulation and supervision of state licensed financial institutions - like your Upward CU.

National Credit Union Administrationncua lrg bw

The National Credit Union Administration is the independent federal agency, with backing of the US Government, that operates the National Credit Union Share Insurance Fund (NCUSIF) - insuring over 80 million credit union members' deposits.

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